Pfizer’s COVID Vaccine Expected to Get Full FDA Approval Monday, Here’s How It Could Impact Your Health Insurance

A fully approved vaccine means employers can demand that you get it, and if you don’t, your healthcare costs could go up.

MEMPHIS, Tenn. – Some people claim they did not get the COVID-19 vaccine because it is not fully approved by the FDA, well that should change soon. The FDA is expected to give full approval for the Pfizer vaccine on Monday.

Infectious Disease Doctor Manoj Jain and Wade Symons with Mercer said that while it would still be your decision to get vaccinated against COVID once it is fully approved, people who choose not to be vaccinated might encounter no more limitations in their daily activities.

“The FDA has done extensive studies on the vaccine and what they’ve found is one, that’s for sure, and two that’s effective, and it works,” Jain said.

Dr Jain said a fully approved vaccine means employers can demand that you get it, and if you don’t, your healthcare costs could rise as employers could have to pay more if an unvaccinated employee is. hospitalized due to COVID.

According to Symons, more than 20 large employers are waiting for FDA approval to charge their unvaccinated employees $ 20 to $ 50 more for their health insurance. He could not specify which companies, but said these are mainly industries that cannot offer work in options such as hospitality, construction and manufacturing.

“There are more potential health risks to those who are not vaccinated than those who are vaccinated,” Symons said.

Symons adds that it’s similar to tobacco users who pay more for health insurance.

“A tobacco user will generally pay more than a non-tobacco user because of the health risks that tobacco creates,” Symons said.

With the delta variant spreading rapidly in our communities, Jain said the best option was to get vaccinated to avoid these inconveniences.

“They should think very seriously about getting the vaccine and protecting themselves and their families,” Jain said.

Jain also said it was still not clear what a fully FDA-approved COVID-19 vaccine would mean for vaccine approval for children under 12.

Here is @ShelbyTNHealth # COVID19 update for Sunday August 22, 2021. For more information, please visit to access the COVID-19 data page.

Posted by Shelby County Health Department on Sunday, August 22, 2021

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